The process of refinancing can frequently be a troubling process.  This process often requires a proactive approach to resolve pending problems and hurdles to the closing process.  
Refinancing involves the payoff of an existing loan with the proceeds from a new loan.   Common reasons to refinance include reducing the term of a mortgage, reducing monthly costs by way of lowering the annual interest rate and changing from a adjustable rate to a fixed term. 
We manage all details of the refinance process:

• Manager.  We completely manage and act as a neutral third party to close the transaction within the guidelines of the contract while serving as a depository for all closing documents and funds.
• Title Report. We request all preliminary title reports.
• Process. We process and coordinate documents and funds.
• Communication. We keep parties informed on the progress of the escrow process.
• Response. We promptly respond to lender's requirements.
• Secure Finance. We ensure security and accountability of monies owed and owing. We offer several disbursement options including wire transfers
• Conditions. We secure release of conditions.
• Approvals. Obtaining approvals of reports and documents from the parties as required.
• Financial Analysis. Prorating and adjusting dues, taxes, rents, etc.
• Record. We assist in recording the deed, loan documents, and other applicable documents.
• Disburse. We manage the disbursement of funds to all parties involved, while preparing and disseminating the final settlement statement.
• Close. We ensure all documents, titles, reports and funds are securely closed.
• Signing. We aid in the handling of all notary requirements.